February 7, 2019
Year-over-year third quarter enrollment trends indicate continued membership gains for Medicare Advantage (MA), Managed Medicaid and Group ASO, while individual market and Employer-Group risk business have experienced declines over the past year. Based on data filed in statutory financial reports from the National Association of Insurance Commissioners (NAIC) and the California Department of Managed Health Care (CA DMHC), Mark Farrah Associates (MFA) analyzed the latest year-over-year enrollment trends, comparing third quarter 2017 with third quarter 2018 segment membership. As of September 30, 2018, 266.4 million people received medical coverage from U.S. health insurers. This number is up from 263.7 million, or approximately 2.7 million members, from a year ago.
Segment by Segment Enrollment Trends
As of September 30, 2018, 2.4 million more seniors chose a Medicare Advantage (MA) plan. Managed Medicaid saw a slight increase of approximately 160,000 members, year-over-year. In contrast to these enrollment increases, on-and off-exchange individual business lost approximately 1.4 million members, and the Employer-Group risk segment, including Federal Employees Health Benefit Plans (FEHBP) business, experienced a decline of over 435,500 members. The Employer-Group ASO segment gained nearly 2 million members since the same period last year, with total enrollment reaching 121.5 million people as of the third quarter of 2018.
About the Data
The data used in this analysis brief was obtained from Mark Farrah Associates' Health Coverage Portal™ database. It is important to note that MFA estimated third quarter 2018 enrollment for a small number of health plans that are required to report quarterly enrollment but hadn’t yet filed. Employer Group ASO figures may be estimated by Mark Farrah Associates using credible company and industry resources. Individual, Non-Group membership reported by some carriers may include CHIP (Children’s Health Insurance Program).
These adjustments may have resulted in moderate understatement or overstatement of enrollment changes by segment. Findings reflect enrollment reported by carriers with business in the U.S. and U.S. territories. Data sources include National Association of Insurance Commissioners (NAIC) and the California Department of Managed Health Care (CA DMHC). As always, MFA will continue to report on important plan performance and competitive shifts across all segments.
About Mark Farrah Associates (MFA)
Mark Farrah Associates (MFA) is a leading data aggregator and publisher providing health plan market data and analysis tools for the healthcare industry. Our product portfolio includes Health Coverage Portal™, County Health Coverage™, Medicare Business Online™, Medicare Benefits Analyzer™, and Health Plans USA™. For more information about these products, refer to the informational videos and brochures available under the Our Products section of the website or call 724-338-4100.
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